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Ready to pursue the rest of your life? Get going with Work Less, Live More
Professionally, you're experiencing the success that years of hard work brings -- but the long hours are taking their toll and you're burning out fast.
Fortunately, there’s an alternative to the grind: Semi-retirement. Work fewer hours, realize your goals and dreams, spend time with your loved ones -- and do it all years, even decades, before the "normal" retirement age of 65.
With Work Less, Live More and a little planning, you can do it. The book provides a rational investment system based on Nobel Prize-winning research, a safe lifelong withdrawal plan and sensible spending guidelines.
More importantly, the book provides the inspiring stories and insights of many successful early semi-retirees, walking proof that meaningful work -- rather than full-time work -- is both fulfilling and rewarding.
The 2nd edition focuses on every age group -- especially "late bloomers" who may feel way behind. It also includes more information on healthcare issues.
If you're ready to pursue the rest of your life, turn to Work Less, Live More and get going!
- Sales Rank: #312541 in Books
- Model: 3588286
- Published on: 2007-09-30
- Original language: English
- Number of items: 1
- Dimensions: 8.94" h x .80" w x 7.06" l, 1.30 pounds
- Binding: Paperback
- 368 pages
Review
Sections on developing a retirement portfolio and a withdrawal strategy are certainly valuable for those who have already retired. (Lynn O'Shaughnessy 2009-01-01)
Very highly recommended for everybody seeking an alternative to their currently dissatisfactory career and better, more fulfilling lives. (Midwest Book Review 2009-01-01)
In 2001, Bob Clyatt retired at the age of 42. But then the stock market tanked. After a year of fretting, he found his solution: part-time work that he actually enjoyed. In his new book, Work Less, Live More, Clyatt writes about how others can semi-retire early, too. (Motley Fool, Rule Your Retirement newsletter 2009-01-01)
[Bob Clyatt] reconsidered his withdrawal rate, revised his spending plans, reconsidered part-time work and wrote about the whole process in his book, Work Less, Live More. (MSN Money 2009-01-01)
Clyatt backs up his advice on investing and spending during retirement with solid academic research. (San Diego Union-Tribune 2009-01-01)
A guide about living outside the suffocating culture of consumption and overwork. (The Columbus Dispatch 2009-01-01)
Offers intelligent and practical tips on systematic savings, sensible spending and rational investing to make retirement money, even if it is not a fortune, last a lifetime. (Tribune Media Services 2009-01-01)
Terrific advice on how to safely reach semi-retirement while still in the prime of life. (Mark Goines 2009-01-01)
From the Back Cover
Work Less, Live More The New Way to Retire Early by Bob Clyatt Career, Retirement
Ready to pursue the rest of your life?
Professionally, you're experiencing the success that years of hard work brings – but the long hours are taking their toll and you're burning out fast. You see it in your health and even in your family life. Your ambitions no longer include the rat race. You're thinking that retirement can't come soon enough.
Fortunately, there’s an alternative to the grind: Early semi-retirement. Work fewer hours, realize your goals and dreams, spend time with your loved ones – and do it all years, even decades, before the "normal" retirement age of 65.
With Work Less, Live More and a little planning, you can do it.
After several years as a corporate overachiever, Bob Clyatt realized there was more to life than "just this." Using the techniques in this book, Clyatt entered early semi-retirement at 42 and has never looked back.
Work Less, Live More provides a rational investment system based on Nobel Prize-winning research, a safe lifelong withdrawal plan and sensible spending guidelines. More importantly, the book provides inspiring stories and insights of many successful early semi-retirees, walking proof that meaningful work – rather than full-time work – is both fulfilling and rewarding.
Are you ready to pursue the rest of your life? Turn to Work Less, Live More and get going.
Work Less, Live More is for you if you're:
Young and on a mission In your 20s or 30s, working hard and planning ahead
Burning out in the rat race In your 40s or 50s and needing out sooner rather than later
Retired and needing more Already took the plunge and wanting to get the most out of it
About the Author
Bob Clyatt combines experience and insight to bring you this leading book on early retirement advice. Bob’s extensive education in finance and economics, including degrees from Berkeley and MIT where he studied under leading Nobel-prize winning economists, combine with his artist’s idealism to forge a unique blend of pragmatism and vision for the long-term retiree. After 20 years in the business world, including founding two start-ups sold to public companies, Bob left full-time career work at age 42 to re-connect to his family, his sanity, and pursue a cherished dream to write and create art. To convince himself that he was not irresponsibly risking his family’s well-being he immersed himself in the early retirement literature and finance, interviewing hundreds of others on the path and contributing innovative research to safe withdrawal studies and long-term investing strategies tailored to the needs of early retirees. He clarified and advocated the 4%-of-principal withdrawal (as opposed to an initial 4% rising by inflation in subsequent years) coupled with his 95% Rule which are becoming mainstream thinking for long term retiree finance. He also was the first to actively advocate semi-retirement (as differentiated from early retirement) both for its role securing retirement finances as well as for keeping long term retirees mentally engaged and constructive, without the stresses of overwork. Bob and his family have lived richly by the principles in his book now for over 15 years, and he remains in active dialog with early retirees worldwide, absorbing their lessons and offering guidance. Interviewed on TV and in magazines from Smart Money, Forbes and Business Week to Dow Jones, CNN/Money and the Motley Fool , Bob’s advice continues helping thoughtful readers to plan and live out a safe and rewarding early retirement, now and for the decades ahead.
Most helpful customer reviews
65 of 68 people found the following review helpful.
Relevant, straightforward advice on investing and lifestyle issues faced by all retirees, early and late.
By SmokeyCat
As one of the early semi-retirees profiled in the book and related to the author, it would be fair to suspect my recommendations here, but I can assure you that Bob has written a complete and concise book addressing the issues to be faced if you wish to break out of the day to day grind of the modern day work force. It may seem like I would be automatically privy to all of this information by virtue of my relation, but the plain truth is that I needed this book, especially the detailed information about where to put my money to make it work the hardest for me. All of the theories and studies from the last 75 years have been boiled down to easily digested and implemented solutions, which I am now in the process of carrying out. Bob also addresses lifestyle issues that I am currently going through, and it helps to know that I am not unique in the problems I am facing regarding constructive use of my time and mind. This information alone is important to all retirees, early or not. It is critical to all humans that we have something stimulating to do every day to avoid sliding into early dementia and depression. Bob covers these subjects and more from an experienced point of view. (This is not to infer that he suffers from dementia, at least not the type brought on by early retirement!)
Bottom line is that for the price of 3 Happy Meals you can set an incredible foundation for the rest of your life, no matter when you actually leave the work force.
5 of 6 people found the following review helpful.
Tons of good, usable financial and motivational advice
By Lectrice
I read this book cover to cover after getting it and am now going through it more slowly, taking notes on all the useful bits of advice. To be honest, I'd never thought about "semi-retirement" until I heard of this book, and it's proved to be the one idea that excites me.
The tone is pitched just right for people who have been saving and investing for years and are informed but still need some basic guidance for this new period of life. The book gives you strong kudos for living below your means and then helps you figure out how that translates into leaving the rat race earlier than you could ever have hoped for. I especially liked the chapters "Put Your Investing on Autopilot," "Take 4% Forever," and "Do Anything You Want, But Do Something." Each of them have very specific advice, examples, and resources and appealed to me in their simplicity.
I really couldn't have found a better book as I contemplate leaving corporate America at age 48, and I plan to refer back to it many times. Now I feel more ready and excited "to pursue the rest of my life"...
5 of 6 people found the following review helpful.
Excellent resource on several levels
By Amazon Customer
If you have spent the last twenty years working toward the dream of Early Retirement as I have then this book will give you the tools to complete your plan. It is very well written and organized. It is an easy read yet has lots of useful detail that I found myself re-reading to not miss any information.
The book also is so detailed that once you complete the planning that it walks you through you will have the confidence to move forward with you life. It really does address the emotional side of Early Retirement also.
If you want to make a positive change in your work life and retire early then read this book!
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